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One team committed to your financial SUCCESS


Serving clients with offices in State College and Harrisburg, Pennsylvania                                

COVID-19 UPDATE AS OF 10/19/2020

McClarren Financial Advisors, Inc. is a comprehensive, fee-only personal financial planning firm. We provide guidance in taxes, investments, goal setting, record keeping, insurance and estate planning. We help you set realistic goals, and then provide you with the tools, and coaching, necessary to achieve them.

Have questions about working with us or how to get started? Contact us anytime at 814-235-1940 or toll-free at 866-760-4036

Check the background of McClarren Financial Advisors, Inc. on FINRA'S BrokerCheck.

focus on fiduciary


Who We are


Our clients are "real people" with "real world" challenges. We offer on-going, comprehensive advice. Our primary clients are middle-income individuals and couples with families. The firm is a registered investment advisor with the Securities and Exchange Commission (SEC).

What Makes Us Different


McClarren Financial Advisors, Inc. is a fee-only financial advisor. We have no products to sell, only our services. We do not sell stocks, bonds, mutual funds or insurance, therefore, we earn no commissions whatsoever.

McClarren Financial Advisors, Inc. uses a holistic approach to financial planning. We know that decisions you make in one area of your financial life impact the other areas as well. Investment decisions must take into consideration the effect they have on other aspects of our clients' financial lives.

Our approach produces results!

Our approach simplifies and brings order to your financial life and saves you money on taxes and on investment expenses. Our approach puts proven investment techniques to work to minimize risk and maximize return.

Our Mission Statement

Providing peace of mind through collaborative fee-only fiduciary relationships for optimistic people who want to advance their personal and financial goals.

Our Core Values

Professional – in everything we do, we want to be thorough, punctual and resourceful.  WE WANT TO EXCEED EXPECTATIONS.

Integrity – We always want to do what is right for our clients even if it means ADMITTING WHEN we were wrong.  We live by the golden rules.

Empathetic – we understand our client’s and fellow teammates’ concerns and we want them to know we got their backs.  We do it all with a selfless attitude.

Collaborative– we will help our client’s in various aspects of their financial puzzle.  We will be helpful and mentor them in subjects that may not be as familiar to them.

Educated – we will always be in the pursuit of knowledge within our field.  We encourage our teammates to continuously learn through various financial programs to be on the leading edge of new information.

Supportive – we care about our clients and each other.  We look to be a welcoming and friendly environment to all who enter our offices.

Our Vision Statement

To be the premier fee-only financial planning firm in Central Pennsylvania by leading our clients and their families on the road to a successful financial future.


Greg Reeder  Photo

Greg Reeder

Financial Advisor/Owner
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Greg Reeder, CFP® 

Financial Advisor, Co-Owner


Greg’s Role 

Greg joined the firm in 2011 and is currently a financial advisor and co-owner. 

Greg’s Background 

Greg has a B.S. in Business Administration from Lock Haven University.  

He has completed the CERTIFIED FINANCIAL PLANNER™ Education Program from Northwestern University and earned his CFP® designation in 2015.  

He is a member of the Alliance of Comprehensive Planners (ACP) and the National Association of Tax Practitioners (NATP). 

Why Greg loves being a part of McClarren 

Greg has always enjoyed math and working with people.  His position as a financial planner affords him the opportunity to do both.  Greg finds it rewarding to get to know his clients, gain their trust, and watch them achieve their financial and personal goals.   

Best piece of financial advice given to him 

“Pay yourself first.  Set a savings goal and hit that goal.”


Food – anything his wife cooks because she’s amazing and he loves her very much 

Travel destination – Winter Garden, FL and Ocean City, MD 

Movie – The Greatest Showman, Jerry McGuire 

Ask him about:

The loves of his life – wife, Kira; daughters, Geneva and Nora; or his newest addition, Vincent 

Playing or coaching baseball 

His half marathon training regimen 

Jennifer Anderson Photo

Jennifer Anderson

Business Manager/Owner
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Jennifer Anderson



Jen’s Role

Jennifer joined McClarren in 2008, bringing with her extensive expertise in insurance, finance, estate, and retirement planning.  Since then, Jen has become a co-owner of the firm and is currently our Business Manager and compliance oversight guru. 

Jen’s Background

Jen graduated from The Pennsylvania State University with a B.S. in Management and a minor in Operations Management.  

She was a proud member of the PSU majorettes, serving as their captain during her senior year.  Always Penn State proud, Jen belongs to the Alumni Blue Band Association and holds a lifetime membership in the Penn State Alumni Association. 

Why Jen loves it here

Given her diverse responsibilities, no two days are alike for Jen and she loves it that way.  She also enjoys keeping in touch with long established clients and meeting new ones as they progress through their financial journeys here at McClarren. 

Best piece of financial advice given to her

“At the very least invest in your 401K, especially if your company matches your investment!!!” 


Sports Teams - Pittsburgh Pirates and the Pittsburgh Steelers, and anything Penn State 

Books Harry Potter Series, best enjoyed when read as a family 

Ask her about: Her family – husband Luke, son Connor, daughter Ava,  Her many family travel destinations including Disney World and Fenwick Island, DE (their golden retriever is named – what else- Fenwick) 

Brandon Redmond Photo

Brandon Redmond

Financial Advisor
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Brandon Redmond, CFP® 



Brandon’s Role 

Brandon joined the McClarren ranks in 2016 and subsequently became a Certified Financial Planner.  He is currently one of our financial advisors and is spending several days a month meeting with clients in our satellite office in Harrisburg. 

Brandon’s Background 

Brandon has a B.S. in Agricultural Business Management from The Pennsylvania State University.  He earned the Certified Planner designation in 2018.  He is a member of the Alliance of Comprehensive Planners (ACP). 

Why Brandon likes coming to work every day or – Is this really WORK? 

Prior to starting at McClarren, Brandon enjoyed managing his own personal investments and work benefits.  Now, that hobby is a fulfilling career.  He finds deep satisfaction in helping clients plan for their futures and especially relishes the moments when he gets to inform them that they are in a position to finally retire! 

Best piece of financial advice given to him 

“Money is just a tool.  Don’t let yourself forget to use the tools at our disposal to make the most of life.  


Book – Pet Sematary – yes, that is the correct spelling 

Travel – Europe is the dream destination 

TV Shows – Jeopardy, Futurama, Parks and Rec 

Movies – Ironman, Jaws 

Ask him about:

His lovely wife Amber and their two German Shepherds, Hoyt and Harper 

Football – both PSU and Pittsburgh Steelers 

Baseball – especially the Atlanta Braves 

How he managed to get through his whole life thus far without a cavity or a broken bone – seriously, we are all jealous here.  

Jeffrey McClarren Photo

Jeffrey McClarren

Financial Advisor/Owner/Founder
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Jeffrey McClarren, CFP®, EA 

Founder, Financial Advisor, Co-Owner 


Jeff’s Role 

Jeff is founder and co-owner of McClarren.  As a financial advisor, he still helps clients progress toward their dreams but is now also focusing on preparing the team to be the next generation of financial coaches. 

Jeff’s Background 

Prior to founding McClarren Financial, Jeff worked more than 15 years as an accountant and equity research analyst for a large institutional investment advisor.  

He also owned and operated an award-winning income tax-preparation business for 17 years.   

Jeff’s credentials and affiliations include: 

  • BS degree from the Pennsylvania State University 

  • Certified Financial Planner™ Practitioner 

  • Enrolled Agent with the IR(EA) 

  • NAPFA (National Association of Personal Financial Advisors) Registered Financial Advisor 

  • Founding Member of the Alliance of Comprehensive Planners (ACP) 

  • Member of the National Association of Tax Practitioners (NATP) 

  • Member of Financial Planning Association (FPA) 

 Why Jeff continues to enjoy coming to work every morning   

Jeff is quietly passionate about the fee-only approach to financial planning.  He finds deep fulfillment in getting to know people, discovering what THEIR goals and dreams are, and then helping them to achieve them. 

 Ask him about:

Pat, his wife of 37 years, their three grown childrenKeiranKylene, Cole and his Grandson Henry

Being Henry’s grandpa 

Fur children– Zora and Bailee 

Training for half marathons and trail races – he has already conquered the Hyner Trail Challenge! He likes the races to be long enough that no one asks him how fast he ran and difficult enough that he has to stay in shape to complete them!!! 

Kristina Paget Photo Kristina Paget Hover Photo

Kristina Paget

Client Service Associate
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Kristina Paget 

Client Service Associate, Notary 


Kristina's Role 

Kristina came on board in 2018 and eagerly embraced her role as an administrative assistant, earning her Financial Paraplanning Qualified Professional (FPQP) designation.  She has been promoted to Client Service Associate where she processes transfers and tradeand provides invaluable support to our advisors.  

Kristina’s Background 

Kristina holds a B.S. in Business Administration from Christopher Newport University.  Before joining the McClarren team, she served in various financial support roles throughout the US while following her husband in his military career.  

Why Kristina loves it here  

Kristina is definitely a people person and loves getting to know our clients and assisting them in implementing the suggestions made by our advisors.  She has lived all over the world and can relate easily to people from various cultural and social backgrounds. 

Best piece of financial advice given to her 

“Pay yourself first.” 


Vacation Destination – Rhodes, Greece – its weather; its beaches; its FOOD – 

Ask her about:

Her family – husband Mark; sons, Kyle and Alex 

Her 22 – yes 22 – moves as an Army daughter and wife – oh the places she’s been 

Anything in German – Sie sprecht sehr gut deutsch 

Josh Purdy Photo

Josh Purdy

Associate Advisor
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Josh Purdy

Associate Advisor 


Josh's Role 

Josh joined the McClarren team in April 2019 and hit the ground running, immediately passing his Series 65 exam.  He now serves as an Associate Advisor. 

Josh’s Background 

Josh holds a B.S. in Business Administration from Lock Haven University and worked in the insurance industry prior to coming to McClarren.  He holds a Life, Accident, and Health Insurance license in the state of PA. 

Why Josh enjoys working here 

Josh says his position here at McClarren satisfies his passion for learning as well as his desire to help others.  He enjoys the challenges that the job offers and the satisfaction of assisting clients as they move toward their personal and financial goals.  

Best piece of financial advice given to him 

“Live below your means.” 


Vacation destination – Colorado Rockies 

Author – James Patterson 

Food – lobster and crab legs 

Ask him about:

Being newly married to his high school sweetheart, Amber 

His 7 years of service in the PA Army National Guard 

Anything having to do with outdoor recreation – hunting, fishing, golf – he does it all  

His two dogs – Philly and Colonel 

Don’t tell anyone but he is an E-A-G-L-E-S fan   

Kaylee Wagner Photo

Kaylee Wagner

Administrative Assistant
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Kaylee Wagner

Administrative assistant


Kaylee’s Role 

Kaylee is our newest hire, coming on board in September 2019. She is the first person who will greet you when you come to our office and the voice you will hear when you call. She will also be the one contacting you for any information we need prior to your meetings and to set up and confirm appointments.    

Kaylee’s Background 

Kaylee has a B.S. in Geoscience from Lock Haven University with minors in Environmental Science and English.

What Kaylee finds most appealing about her job? 

Kaylee was drawn to our small, more informal office setting and her coworkers have helped to make it a pleasant environment.  She also enjoys gradually getting to know all our valued clients. 

Best piece of financial advice given to her 

“Always look to the future when deciding how to best use your money.” 


Book – The Inkheart Trilogy, His Dark Materials Trilogy, The Abhorsen Trilogy, The Chronicles of Narnia, Harry Potter

Food – everything sushi (she makes her own!), Green Chili and other New Mexican Delicacies, Thai Food

Ask her about:

The local music scene 


 Hiking, Fishing and Kayaking in Centre County 

What it was like to lead tours in Penn’s Cave (an all water cavern) and visit other geologic wonders of PA


What's Offered

All of our engagements begin with a free initial consultation. At this meeting, we get to know one another, discuss your goals and circumstances, the services we provide and whether or not our help is appropriate for you.

If our services seem a good match for your goals and situation, we discuss with you our standard retainer agreement.  

Fee Structure

A discussion of a financial advisory practice would not be complete without a disclosure of compensation. The fee structure at McClarren Financial Advisors, Inc. is designed to reduce conflicts of interest between our clients and ourselves. We charge an annual retainer fee for our services based on our clients' income, net worth and complexity. There are never any additional fees charged by our firm. Our clients know, up front, how much our services cost them and exactly what services they receive. By not charging commissions, we eliminate the conflict of interest of profiting financially from our recommendations. In addition, our clients know that our loyalty is to them and not to a brokerage firm.

Our annual retainer fees are as varied as the range of our clients' financial situations, because each client situation is different, actual fees must be calculated on a per case basis. 

The cost of a Standard Retainer ranges from $3,500 to $26,000.

The cost of a Young Professionals Retainer ranges from $3,000 to $3,500. 

Both levels of service may not be offered to every client.  MFA must use its discretion to determine whether the service level adequately matches the circumstances and goals of the client.

Standard Retainer

The Standard Retainer is the focus of our practice. It is with this retainer that our clients receive the full benefit of our services.

We meet with our clients four or five times during the course of the initial year, depending on the situation, to create and set in motion their financial plans. The areas covered include, but are not limited to:

  • Tax Preparation
  • Budgeting and Cash Flow
  • Tax Planning
  • Record-Keeping
  • Inventory of Client Assets
  • Retirement Planning
  • Portfolio Analysis
  • Goal Setting
  • Develop Asset Allocation Strategies
  • Estate Planning Review
  • Recommend Investments
  • Small Business Planning
  • Insurance Analysis
  • Education Planning
  • Analysis of Employee Benefits

Our Standard Retainer is an open-ended retainer. This means that our services are not limited only to scheduled appointments covering designated topics. Our clients are free to call any time to discuss with us any topics of concern which are within our scope of expertise. There is no added charge for calling or emailing us.  

Both levels of service may not be offered to every client.  MFA must use its discretion to determine whether the service level adequetly matches the circumstances and goals of the client.

Young Professionals Retainer

The Young Professionals Retainer is a retainer agreement that we offer for high-income earners who are just starting out in the accumulating asset phase. The ideal young professional client has the following attributes:

  • Under age 35
  • Starting income of $100K jointly or individually
  • No asset minimum but not more than $200,000 in investable assets.

What is included in this retainer agreement are not limited to the following: 

  • $3,000 - $3,500 annual fee for a two-year period. 
  • Meetings with one of our Associate Advisors who is an Investment Advisor Representative. 
  • First year of the retainer includes three meetings: investments, insurance/estate planning, and tax planning.
  • Second year of the retainer includes two meetings: investments and tax planning. 
  • Tax preparation is included in the fee for both years. 
  • The Young Professionals Retainer is a two-year program.  At the conclusion of the second year, the client can move to a Standard Retainer.  A new fee will be calculated, based on the client's current income, assets, and scope of work at that time. 
  • Open-ended retainers are not limited to scheduled appointments only.  There is no added charge for calling or emailing us.  
  • Offering of the Young Professionals Retainer agreement is subject to McClarren Financial Advisors, Inc. (MFA) discretion. 

Both levels of service may not be offered to every client.  MFA must use its discretion to determine whether the service level adequately matches the circumstances and goals of the client.

Client Center

Client Logins


Interested in becoming a client?

Please call into our office (814-235-1940) or complete our questionnaire to get started.    If you choose to complete the questionnaire, a team member will be in contact with you.

After scheduling your appointment, please complete and submit the form below.  You can submit the profile sheet by using SecureFilePro.  

Useful Links

Federal Government Departments

Internal Revenue Service (IRS)
The IRS Online Forms, electronic filing, helpful tips and the latest IRS news can be found online

U.S. Department of Treasury
(Bureau of Public Debt) - Information on Savings Bonds and Treasury Securities

Social Security Administration
Your Social Security Retirement Benefits..., How much will I receive in Social Security Benefits? Check it out at the Social Security Retirement Calculator website.

Pennsylvania Government Departments

Pennsylvania Department of Revenue
Information on Pennsylvania State Taxes

Pennsylvania Guaranteed College Tuition Savings Plan
PA Treasury offers two 529 college savings plans: The PA 529 Guaranteed Savings Plan (GSP) and the PA 529 Investment Plan.


The Salvation Army
Donation Valuation Guide for Tax Deductions

Stock Quotes

Mortgage rates, CD rates, Auto Loans, Credit Cards, Mortgage News and more


Keep up with our Newsletters, Blogs, Office and more!



These newsletters are saved as Adobe pdf files. A reader is required to open these files and is available for download by clicking here.

Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding capital markets or other finanical information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information.  Neither our information providers nor we shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in, the transmission thereof to the user.  With respect to information regarding financial performance, nothing on this website should be interpreted as a statement or implication that past results are an indication of future performance.  

2020 Spring/ Summer /Fall

2019 Winter / Spring / Fall

2018 Winter/ Spring/Summer/Fall

2017 Spring/ Summer/Fall


20 years of business

July of 2019 McClarren Financial Advisors celebrated 20 years of being in business! While we know our founder, Jeff, hates surprises, we made sure to blindside him with a picnic at a local park where all employees and their families along with Jeff and his family and a former retired employee came to congratulate him on this huge achievement. Being a small business that has withstood 20 years of time is no small feat and we realize that we could never get to this point without you!  So, while we are extremely blessed to celebrate this milestone, we also are excited to see where the next 20 years will take us!  Thanks for continuing on this ride with us!

Our famous Christmas Cards

Every year we here at McClarren Financial Advisors put our heads together to make a card that will wow, delight, and bring laughter to the homes of our valued clients and business partners. 



Where to Find Us

Primary Address:

1364 S. Atherton Street
State College, PA 16801


Governor's Plaza South
Building #3, Suite 234
2001 North Front Street
Harrisburg, PA 17102

Get in Touch With Us!

Office Hours and Remote Information.

Due to COVID-19 our office is holding our meetings virtually or over the phone. We are continuing to operate during our normal office hours. If you are interested in becoming a client please or call the office or fill our our questionnaire, we will be in touch once the form is reviewed by our team . If you have any questions or concerns please use the contact form below.

Coronavirus Update 10/19/2020

McClarren Financial Advisors, Inc. Is not seeing clients in person at either our Harrisburg or State College locations. Meetings will be done, by appointment, via computer (virtual) or phone call. If you have anything that needs sent to us either send by mail, drop the information in our mailbox or upload through either the eMoney vault or Securefile pro, the links can be found in the Client Center above as well. Someone will be checking the mail daily. 

We appreciate your patience as we work in these unprecedented times. 


Phone: (814) 235-1940                                

Toll Free: (866) 760-4036                            

Fax: (814) 235-1935             


Office Hours:

Monday- Friday 8:30 AM - 5 PM

Please note: Our office calendar follows the NYSE Holiday & Trading Hours with the exception of Martin Luther King, Jr. Day and Washington's Birthday. We are closed on Black Friday.

Employment Opportunity

McClarren Financial Advisors is always looking for qualified individuals to add to our team.  Currently we are looking to add a hybrid position of a Client Service Associate and Associate Adviser in early 2021. See the job description below for more details. 

Cover letters and resumes can be emailed to jennifer@mcclarren.com

Please no phone calls or walk-ins.

AA/CSA Job Description



What is a Registered Investment Advisor?

A Registered Investment Advisor is a fiduciary who has a duty of undivided loyalty to his clients and must deal fairly and honestly with them. Any person or entity that holds itself out as a financial planner must be registered. A Registered Investment Advisor is a representative of the client.


What does McClarren Financial Advisors, Inc. sell?

We sell sound financial advice regarding taxes, investments, insurance, pensions, retirement, college, estate planning, and general financial matters. We also offer tax preparation and audit representation.


Who can benefit most from our services?

Anyone who has financial, tax, investment, or estate concerns, or who wishes to plan prudently for his or her financial future can benefit. Furthermore, persons who desire a higher, more sophisticated level of financial planning services may find our program appealing and helpful.


How much money do you need to start a financial program?

There is no minimum or maximum dollar requirement. We recognize that everyone has financial planning needs regardless of the amount of assets they currently hold.


What is a financial plan?

A financial plan is an in-depth review of your financial situation, taking into account your goals and objectives and focusing on income tax planning, asset management, estate planning, risk management, educational planning and retirement. The plan analyzes and recommends ways that you can achieve your financial goals and objectives.


How much do you charge for planning services?

Our financial planning fees are determined by the project needed. We generally work on an annual retainer basis with a fee determined by your income, assets, and the complexity of the work. (See section entitled "Services" for additional information regarding the services we offer.)

Are the fees tax deductible?

Yes, in certain circumstances.   

Do you sell financial planning products, such as investments, insurance or tax shelters?

No. We are fee-only planners. We can assist clients with the purchase or implementation of insurance and investments, but we do not sell products or receive any income from them.

How do we get started?

All of our engagements begin with a free initial consultation. At this meeting, we get to know one another, discuss your goals and circumstances, the services we provide and whether or not our help is appropriate for you.

If our services seem a good match for your goals and situation, we discuss with you the appropriate level of service. To schedule a free initial consultation, please call our office at (814) 235-1940. We will answer any questions you may have, schedule your appointment, and send you some additional information.

What information is required at the initial meeting?

First of all, if you are married or partnered, each of you should attend. Both of you benefit from the education and goal crystallization that this process provides. Please gather the following information to bring to the meeting:

  • Last year's tax returns
  • Investment statements, savings/money market accounts, brokerage accounts, IRA's, 401(k)'s deferred compensation, etc.
  • Completed Preliminary Financial Planning Profile (brochure will be mailed to you after we set the appointment). See Client Center link for an Adobe form.
  • Completed Statement of Assets and Liabilities. This is just a list that you compile, not a formal accounting statement.